Long Term care and disability planning allows you to
make decisions today that will impact your quality of
life tomorrow. With the cost of care consistently
rising and the instability of Medicare you need to
plan ahead. The alternative to paying these costs out of
pocket or being a financial burden on your family is Long Term Care
Insurance (LTCI). LTCI is an insurance policy that is designed
to pay for custodial long-term care services. There are a varity of
options and we can help you choose the right program to meet your
needs.
Estate Planning
Planning
your Estate is a very complex and emotional task. There is a lot
to consider to protect your assets and family. A well thought out
plan will avoid unnecessary complications, delays and
expenses.
Creating a Will is something that everyone knows
they need to do, but few people accomplish prior to their passing. A
Will makes certian your that your assets (and liabilities) at the
time of our passing are distributed according to your goals
and wishes.
Trust and Asset Protection Planning
As
we age financial planning and account titling is critical to
protecting your assets and life's work. Complexeties involved in long
term care can become a burden to your family. The state and federal
government have specific limits on financial resources individuals
are allowed to have before Medicare will subsidize nursing
home care. Plan today and protect your assets tomorrow, be prepared for
this time of your life.
At Elder Law
Solutions, we will thoroughly review your financial situation and advise
you on how to structure your Will and financial and property resources
to gain the maximum legal benefits that you are entitled to under state
and federal laws.
Probate and Estate Administration
We
provide probate and estate administration to ensure your Estate Plan is
exected as you wish. After someone passes their Estate Plan is only as
good as the administrator execting it.
Guardianships and Conservatorships
When
the time comes that someone close to you can no longer manage his or
her personal or financial affairs, we will represent you in petitioning
the court for your appointment as guardian or conservator. We
will counsel you on the legal requirements of your
new responsibilities.